About RAP Loan Desk

Why it exists

Retirement account withdrawals have rules that depend on age and balance, and mistakes can be costly. This planner estimates required amounts so you can plan withdrawals ahead of the deadline.

RAP Loan Desk is a free, independent web tool. Student loans under the new Repayment Assistance Plan.

We build small, fast tools that run entirely in your browser: no sign-up, no data uploads. The site is funded by advertising and an optional ad-free premium plan.

Accuracy

We work hard to keep formulas and reference data up to date, and every guide shows when it was last updated. Results are estimates; always double-check important decisions with a qualified professional.